You agree to the terms of service below, and the Terms of Use for Substack, the technology provider.
Website Disclaimer:
In simple terms, Lucille M. Shaw is a qualified Private Wealth Advisor, but she is not your personal advisor. No advisor-client relationship is formed by using this website or any comments posted; they do not create an advisor-client relationship between Lucille M. Shaw and the viewer.
The content presented on this website, including but not limited to text, graphics, images, and other materials, is solely for general educational purposes and should not be considered as tailored to your specific financial situation. All information and content posted are for general information only and should not be construed as legal, tax, investment advice, or legal opinion or recommendations for any individual. Since each person's situation is unique, it is recommended that everyone consult a qualified adviser to address their specific circumstances before making decisions based on the posted information. Investment choices should match an individual's goals, time horizon, and risk tolerance.
Remember that investment decisions should be based on individual goals, time horizons, and risk tolerance. Investment in stocks or bonds will fluctuate with changes in market conditions, and indices are unmanaged measures of market conditions. It is impossible to invest directly into an index, nor does past performance guarantee future results. If the material discusses tax matters, it is not intended or written to be used, and cannot be used by a taxpayer to avoid penalties imposed by law. Each taxpayer should seek independent advice from a tax professional tailored to their specific situation.
To the extent that materials concern data from publicly available sources that are believed to be reliable, they are provided for general informational and educational purposes only. We cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice.